Total Loss Impact Checklist
A 3-Step Diagnostic for Collision Shop Owners Losing Volume
Total loss rates just hit 22.8%. Repairable claims are down 10.4%. This checklist helps you measure the impact on your shop and find the margin levers that offset it.
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What's Inside
How to pull your repair count trend and spot whether total losses are driving the drop (Step 1)
How to calculate your ARO trend and tell if you're buffering the hit or getting squeezed (Step 2)
Five margin levers to protect profitability when volume is down, from supplement capture to customer-pay (Step 3)
Quick math to estimate exactly what rising total losses are costing your shop annually
Sourced from CCC Intelligent Solutions Q4 2025 data
340+
collision shop owners who've downloaded this checklist
Collision Advisory resources are used by independent shop owners, MSO operators, and advisors across the U.S.

Doug Higgins | Founder, Collision Advisory
Doug spent a decade as CFO of Kroger's Midwest Division and later served as CEO of TAG Auto Group, one of the largest collision repair groups in the region. He created these resources to give independent shop owners access to the same financial frameworks used at institutional scale.
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